NMI HOLDINGS INC

NMIH is the ticker symbol for NMI Holdings, Inc., a specialty insurance company that provides private mortgage insurance (MI) and related services in the United States. The company helps lenders manage risk by insuring residential mortgage loans, primarily for borrowers with down payments of less than 20%. NMIH stock trades on the Nasdaq Global Select Market under the symbol NMIH.

Recent performance for NMIH stock can be found in the price chart and performance data on this page. The stock's movement reflects investor reactions to quarterly earnings, changes in mortgage insurance demand, interest rate expectations, and overall market conditions. For the latest price changes and percentage moves, refer to the live quote and historical price section displayed above.

Valuation for NMIH can be assessed using several metrics, including the price-to-earnings (P/E) ratio, price-to-book (P/B) ratio, and dividend yield, if applicable. Because NMIH operates in the mortgage insurance industry, investors often compare its valuation multiples to peers and consider factors such as return on equity, book value growth, and the credit quality of its insured portfolio. Current valuation data is available on this page.

NMI Holdings does not currently pay a regular dividend on its common stock. Instead, the company may retain earnings to support growth, strengthen its capital position, or fund share repurchases. Dividend policies can change over time, so investors should check the latest company announcements and the dividend section on this page for any updates.

Key risks for NMIH include credit risk tied to mortgage defaults, which can rise during economic downturns or periods of high unemployment. Changes in interest rates, housing market conditions, and government regulations affecting mortgage insurance can also impact results. Additionally, competition from other mortgage insurers and government-backed programs may pressure pricing and market share. These factors can affect NMIH's financial performance and stock price.

Important metrics for NMIH include net income, return on equity, loss ratio, premium yield, and the size of its insurance-in-force portfolio. Investors also monitor the risk-to-capital ratio and statutory capital levels, as these indicate financial strength and regulatory compliance. Quarterly earnings reports and investor presentations provide detailed disclosures on these metrics and can help assess NMIH's profitability and stability.