HORACE MANN EDUCATORS

HMN represents Horace Mann Educators Corporation, a U.S. insurance holding company that focuses on providing auto, home, and life insurance, as well as retirement products, primarily to educators and school employees. The company was founded in 1945 and is headquartered in Springfield, Illinois. Its shares trade on the New York Stock Exchange under the ticker HMN, making it part of the financials sector.

Recent performance for HMN can be found in the price chart and quote data displayed on this page, which show the latest intraday and historical moves. Performance is often measured over various periods such as one week, one month, or year to date. For the most current figures, refer to the live HMN data above rather than relying on static numbers.

Valuation for HMN is typically assessed using metrics such as the price-to-earnings ratio, price-to-book ratio, and dividend yield, which are available in the financial summary on this page. Comparing these multiples with peers in the insurance industry and with HMN's own historical averages can provide context. Analysts also consider return on equity and book value growth, which are key drivers for insurance stocks.

HMN shares can be traded in pre-market and after-hours sessions on U.S. exchanges, though liquidity is often lower and spreads may be wider than during regular trading hours. Extended-hours trading is typically available through brokerage platforms that support it, but not all brokers offer this feature. Investors should be aware that prices can be more volatile when the main market is closed.

Horace Mann Educators Corporation has a history of paying quarterly dividends to shareholders. The current dividend amount, yield, and payout schedule are shown in the dividend section of this page. Dividend payments depend on the company's earnings, financial condition, and board approval, so they are not guaranteed. For the latest declared dividend, check the data provided above.

Key risks for HMN include underwriting losses from auto and home insurance, exposure to catastrophic events, and sensitivity to interest rates that affect investment income and reserve valuations. As an insurer focused on educators, the company also faces competition and regulatory changes in the insurance industry. Economic downturns can reduce demand and increase claims, while investment portfolio losses may impact capital levels.